[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/montep.cz\/dluhy-jsou-pricinou-svaru\/#Article","mainEntityOfPage":"https:\/\/montep.cz\/dluhy-jsou-pricinou-svaru\/","headline":"Dluhy jsou p\u0159\u00ed\u010dinou sv\u00e1r\u016f","name":"Dluhy jsou p\u0159\u00ed\u010dinou sv\u00e1r\u016f","description":"Dluhy dok\u00e1\u017e\u00ed rozkmot\u0159it cel\u00e9 rodiny i letit\u00e1 p\u0159\u00e1telstv\u00ed. Je lhostejn\u00e9, zda se do situace dostaneme t\u00edm, \u017ee p\u016fj\u010den\u00fd obnos n\u00e1m dlu\u017en\u00edk nespl\u00e1c\u00ed nebo my jsme na opa\u010dn\u00e9 stran\u011b h\u0159i\u0161t\u011b a na spl\u00e1tku nem\u00e1me dostatek financ\u00ed. Situace je v obou p\u0159\u00edpadech velmi nep\u0159\u00edjemn\u00e1. Jestli se tedy rozhodneme p\u016fj\u010dit si nebo zap\u016fj\u010d\u00edme finance my, m\u011bli bychom si v\u017edy p\u0159esn\u011b stanovit podm\u00ednky. P\u0159edejdeme … ","datePublished":"2020-01-24","dateModified":"2020-01-24","author":{"@type":"Person","@id":"https:\/\/montep.cz\/author\/#Person","name":"","url":"https:\/\/montep.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/29b4b7cf61bc7f4a3cff4e7146cbe3cb?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/29b4b7cf61bc7f4a3cff4e7146cbe3cb?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"montep.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/montep.cz\/wp-content\/uploads\/img_a368126_w4307_t1580458053.jpg","url":"https:\/\/montep.cz\/wp-content\/uploads\/img_a368126_w4307_t1580458053.jpg","height":0,"width":0},"url":"https:\/\/montep.cz\/dluhy-jsou-pricinou-svaru\/","about":["Pen\u00edze"],"wordCount":417,"articleBody":"Dluhy dok\u00e1\u017e\u00ed rozkmot\u0159it cel\u00e9 rodiny i letit\u00e1 p\u0159\u00e1telstv\u00ed. Je lhostejn\u00e9, zda se do situace dostaneme t\u00edm, \u017ee p\u016fj\u010den\u00fd obnos n\u00e1m dlu\u017en\u00edk nespl\u00e1c\u00ed nebo my jsme na opa\u010dn\u00e9 stran\u011b h\u0159i\u0161t\u011b a na spl\u00e1tku nem\u00e1me dostatek financ\u00ed. Situace je v obou p\u0159\u00edpadech velmi nep\u0159\u00edjemn\u00e1. Jestli se tedy rozhodneme p\u016fj\u010dit si nebo zap\u016fj\u010d\u00edme finance my, m\u011bli bychom si v\u017edy p\u0159esn\u011b stanovit podm\u00ednky. P\u0159edejdeme nep\u0159\u00edjemn\u00fdm sv\u00e1r\u016fm, kter\u00e9 by mohly nastat. M\u016f\u017ee se st\u00e1t, \u017ee dlu\u017en\u00edk vynech\u00e1 pouze jednu spl\u00e1tku a v\u0161e se urovn\u00e1, ale spolehnout se nem\u016f\u017eeme.  Proto rad\u011bji preventivn\u011b uzav\u0159ete smlouvu. Ne\u017e se do samotn\u00e9ho sepisov\u00e1n\u00ed smlouvy pust\u00edte, rozhodn\u011bte se, jestli budete \u010d\u00e1stku p\u016fj\u010dovat bez\u00faro\u010dn\u011b nebo s \u00farokem. Pokud se na uzav\u0159en\u00ed smlouvy sami nec\u00edt\u00edte, m\u016f\u017eete vyu\u017e\u00edt slu\u017eeb advok\u00e1ta. Jestli za poskytnut\u00e9 slu\u017eby nechcete platit, m\u016f\u017eete si sami na internetu st\u00e1hnout vzor. Jasn\u011b identifikujte, kdo p\u016fj\u010duje a kdo je dlu\u017en\u00edk. Aby nedo\u0161lo k myln\u00e9 identifikaci osob, uve\u010fte na smlouvu krom\u011b jm\u00e9na, rodn\u00e9 \u010d\u00edslo obou z\u00fa\u010dastn\u011bn\u00fdch stran a adresu. Jako sou\u010d\u00e1st by m\u011blo b\u00fdt uvedeno, jak\u00e9 sankce hroz\u00ed v p\u0159\u00edpad\u011b nedodr\u017een\u00ed smluvn\u00edch podm\u00ednek. Oba \u00fa\u010dastn\u00edc\u00ed by m\u011bli smlouvu potvrdit sv\u00fdm podpisem. Dob\u0159e ud\u011bl\u00e1te, pokud nech\u00e1te podpisy ov\u011b\u0159it na po\u0161t\u011b, u advok\u00e1ta nebo not\u00e1\u0159e. K platnosti uzav\u0159en\u00e9 listiny budou sta\u010dit i podpisy neov\u011b\u0159en\u00e9.  Listinu v\u017edy p\u0159ipravte ve dvou proveden\u00edch, aby ka\u017ed\u00fd \u00fa\u010dastn\u00edk obdr\u017eel jeden exempl\u00e1\u0159. P\u0159esto, \u017ee se stane, \u017ee dlu\u017en\u00edk nedostoj\u00ed dohodnut\u00fdm spl\u00e1tk\u00e1m, pak u\u017e v\u00e1m nezb\u00fdv\u00e1 ne\u017e vyu\u017e\u00edt pr\u00e1vnick\u00e9 slu\u017eby. V p\u0159\u00edpadech, kter\u00e9 jsou obt\u00ed\u017en\u011b \u0159e\u0161iteln\u00e9, v\u00e1m nezbyde nic jin\u00e9ho ne\u017e se obr\u00e1tit p\u0159\u00edmo na soud. Pro p\u0159\u00edpadn\u00e9 pod\u00e1n\u00ed \u017ealoby si uschovejte v\u0161echny pr\u016fkazn\u00e9 doklady. D\u016fle\u017eit\u00e9 jsou i podac\u00ed l\u00edstky od vyz\u00fdvac\u00edch dopis\u016f. Pokud m\u00e1te sv\u011bdky podpisu smlouvy, po\u017e\u00e1dejte je o spolupr\u00e1ci. Na dlu\u017en\u00edkovi m\u00e1te pr\u00e1vo urgovat nejen doplatek dlu\u017en\u00e9 \u010d\u00e1stky, po\u017e\u00e1dat m\u016f\u017eete i zaplacen\u00ed soudn\u00edch v\u00fddaj\u016f. 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